General Manager

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Consumer Credit Cards & Loans
Fintech Startup

Would you be excited to succeed in a start-up environment with cutting edge technology in machine learning and data science?  If so, this could be your next move to help build a socially responsible consumer credit franchise via product and risk innovation while thoughtfully balancing growth, risk and profitability.  This mission-driven technology start-up wants to connect the underbanked/underserved consumer with progressive credit products in a nimble and data-driven environment.  The ideal candidate will be very entrepreneurial, curious and quick to learn, deeply rooted in innovative financial services, metrics driven, and generally unstoppable. 

Key Responsibilities:

  • Define and own the Credit Risk function
  • Build and manage model based underwriting systems
  • Manage Credit Card portfolio profitability
  • Shape and balance risk and reward strategy to achieve business growth
  • Apply the latest technology in data science and machine learning to extend credit to the underserved
  • Deliver the credit roadmap
  • Oversee, manage and develop team of 5-7 Credit professionals
  • Help to build one of the fastest growing companies in innovative financial services
  • Change how lending is done and empower your customers to grow from subprime to prime
  • Succeed in a small, nimble environment

Ideal Background:

  • Bachelor’s Degree in Finance, Statistics or another relevant field of study
  • 10+ years of Credit Card lending or general consumer lending experience
  • Data-driven credit risk management in consumer credit cards for the underbanked/underserved
  • Model based underwriting experience
  • Demonstrated portfolio profitability and business growth through the management of risk and reward balance
  • Credit roadmap delivery
  • Credit team management and development

Mike Simon
Schedule a Call with Mike

Client Partners

Unlike many in the recruiting & placement industry, Amy and the R&P team are extremely adept at understanding the capabilities and personalities of both the client and the prospective new hire. I’d work with them again without reservation.

Product Development Executive, Emerging Payments
Worked with R&P Group as a Candidate and Hiring Manager

We’re in the business of doing big things. We appreciate and value your partnership. I can confidently say this has been the best experience I’ve had with a Talent Acquisition partner in my career. Thank you.

SR. Sales Manager, Incentives & Rewards SaaS
Worked with Ian Horsted as a Hiring Manager

Navigating the intricate landscape of the payments industry requires a knowledgeable ally, and R&P Group is simply unparalleled in this domain… Deep industry insights, vast network, and keen understanding of both company and candidate needs. Truly a recruiting master.

Program Manager, Prepaid Cards
Placed By Terese Tyler

Amy was pivotal in my decision to leave a very stable environment at a 5,000 person company to join the entrepreneurial world, and I have never looked back. Amy professionally moderated the entire process.

Head of Product, Payments & Currency Conversion Platform
Placed By Amy DeBerg

Reviewing the candidates R&P Group presented was like reading the menu at my favorite restaurant:
all good choices.

CEO, International Money Transmitter
Worked with Amy DeBerg

Thanks to you and your team for the coaching, partnership, and enthusiastic support during my career transition process.

Top-Producing Corporate Card Sales Executive Placed By Ian Horsted

Professional, polished, and with a sharp eye for niche talent, Terese is a pleasure to work with through and through. From the start to finish of each process, Terese is communicative and positive yet straightforward. I highly recommend working with R&P Group.

Consumer Marketing Leader, Payments Program Manager
Placed By Terese Tyler

R&P Group was very easy to work with – and very friendly! They brought me the best candidates for my open positions and even did the negotiating.

SVP Sales, Commercial Card Issuer
Worked with Ian Horsted

I am so passionate about my new position, where R&P Group placed me. They’ve made a great fit for both me and my new company!

Prepaid Product Manager, Card Network
Worked with Helen Majusiak

In today’s age, it’s rare to find a company like R&P Group who is willing to go above and beyond to help others find their perfect job.

Sales Executive,
Payroll Cards
Worked with Ian Horsted

Thank you for all your assistance during my job search. My new job is a great fit.

SVP, National Sales, Commercial Payments
Placed by Ian Horsted

I truly, truly appreciate your work in getting me on board at Blackhawk Network. It's been a great fit, and I'm incredibly happy...thanks to you!

Sr. Manager, Business Development, Disbursements
Placed by Ian Horsted

Your successful hire starts here. Let's create success together.

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601 S. Phillips Ave. | Sioux Falls, SD | 605.274.8800

601 S. Phillips Ave.
Sioux Falls, SD

Whether you are an employer with a position to fill or a qualified candidate looking for a new challenging opportunity, R&P Group is here to help. Contact us by filling out the form, email or call us. Then, let us work our magic.

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